Chirita Paul Resume

Present
SIMAR INDUSTRIAL
Constructions, Installations, Plants, Arrangements
ASPHALT PLANTS COMMERCIAL & SALES MANAGER
marketing and sales activity; promote the company products and services through mediation of sundry internet sites and speciality magazines; participation at expositions and showrooms with construction and plants themes; seeking for the new clients and establishing business appointments; e-mail and phone correspondence with the clients and dealers; drawing up the sale contracts; sales report for the executive management.

01-12-2006
04-2007
Oikocredit Ecumenical Development Cooperative Society - Representative Office of Romania
Financial activities peculiar for banks
LOAN OFFICER (legal entities - front office)
- marketing and sales activities for financial product of the company; promote financial products to cooperatives or small and medium-sized enterprises (SME's) involved in agriculture, trade, services and manufacturing as well as Microfinance Institutions; seeking for the new clients and establishing business appointments; drawing up the sales report for the Regional Head Office (Germany);manage representative office portfolio; of the clients; visits on field for promotion all over the country.

01-06-2006
01-09-2006
LIBRA BANK S.A. – BUCHAREST BRANCH
Financial activities peculiar for banks
CORPORATE RELATIONSHIP MANAGER(legal entities-front office)
-marketing activities ;consulting of the clients from professional area (lawyers, physicians, notary, jurists)as well as companies; promote the financial services of the bank as well as drawing up the loan proposals fated to corporate institutions; seeking for the new clients and establishing business appointments ; drawing up the sales report for the Central Head Office ; manage a part of the branch portfolio of the clients and make crosseling; prepare the credit files , make the financial analysis; take decisions about eligibility of company and the risk for ask facilities ; sustaining of credit files into Credit Committee of the branch and Central Head Office – Corporate Department ; editing the credit agreement and warranty agreement ; insurances of warranty and representative of the bank in front of notary .

01-12-2005
01-06-2006
OTP BANK ROMANIA S.A. – BUCHAREST BRANCH
Financial activities peculiar for banks
CLIENT ADVISER & SUPERVISOR FOR ATM TRANSACTIONS(physical persons and legal entities - front office)
- client adviser for financial products and loans dedicated to persons and legal entities : current account, storages, personal loans, loans with warranties , mortgage loans, real loans, car loans, internet banking, home banking and loans fated to micro companies : investments loan, current activities loan, credit line, cheque and order bill; capacity to take decisions about clients credibility ; drawing up the sales report for the branch manager and Central Head Office ; submission of all the ascertainment stages according with internal standards ; editing the credit agreement and warranty agreement ; insurances of warranty and representative of the bank in front of notary ; manage the current accounts of the clients, confirm balance account and wrote allowance letter for companies .
-Supervisor ATM transactions – insurance good operating of ATM device , supervision of the transactions made through ATM device and fairly charging with money by pay officers .

01-01-2005
01-12-2005
BANCA ROMANEASCA S.A. – MEMBER OF N.B.G. GROUP – CENTRAL DEPARTMENT OF CREDIT&RISK
Financial activities peculiar for banks
LOANS CREDIT ADMINISTRATOR(physical persons - back office)
- evaluation of credit files for persons coming from all of bank branches and take decisions to approve or reject : credit cards, overdrafts, personal loans, instant loans – consumer loans (from retail merchants), mortgage loans, real loans; establishing eligibility of the applicants and good usage of scoring criterions ; sustaining of credit files into Credit Committee of Central Head Office ; take decisions for the branches in case of bank frauds; sustaining of alternative channel of sales (“telemarketing channel”) , data base selection receive from various sources , maintenance the relationship and communication with partnership company (EOS KSI S.A.) and the evaluation the credit files received through the agency of them; recuperate debts from the bank clients according to internal orders .

01-06-2004
01-12-2004
CREDISSON INTERNATIONAL (IN PRESENT CETELEM IFN S.A.)
Financial activities; intermediary to banks
CREDIT OFFICER(physical persons - front office)
- client adviser about consumer loans promoted by the company in shops ,communication with partner banks who provided the financial products , elaboration of credit files and check the applicant documents ; labeling the product of shop with the value of credit installments ; receive payment of credit installments ; drawing up the cash book, the bordered and the journal of receipts and payments; marketing activities and sampling .

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-knowledge of primary accountings and financial administration
-P.C. operator : Windows, Microsoft Office, Internet and further programs( photoshop adobe, etc)
- ability for Byzantine music and chorus music
- professional certificate for theological studies: paint on glass, wood and wall-painting; music and theology
- home design and repairing
- DRIVING LICENCE- B category since 15 December 2000

english - medium
french- medium
spanish-beginner
greek-beginner

UNIVERSITY OF AGRONOMICAL SCIENCES AND VETERINARY MEDICINE OF BUCHAREST
ECONOMICAL ENGINEERING IN PUBLIC ALIMENTATION AND AGRO-TOURISTICAL MANAGEMENT DEPARTMENT
- take part at numerous programs for rural development in agreement with E.U. decisions; vocational practice in ranches and cooperatives from Romania; ecological activities .
Not yet graduated- last year(IV)
University

01-09-1996
01-06-2001
ORTODOX CHRISTIAN THEOLOGICAL SEMINARY “METROPOLITAN BISHOP GRIGORIE DASCALUL’’- Holly Monastery Caldarusani, Ilfov County
-privilege to teach in primary & school and high school the Theological Studies ,Music, Painting.
-participation at numerous religious and lay concerts with the Monastery Caldarusani chorus : Hall of Romanian Radio-Broadcasting ,Hall of Palace, House of Peoples , Victoria Palace.
Graduate with leaving examination (9,41)and professional certificate for theological studies (8,79)
High school

-numerous trainings and professional qualifications for financial sector of banks and sales
-training for financial analysis - Libra Bank S.A. Head Office
-course in Romanian Bank Institute for mortgage loans and real loans activity, evaluation of warranties
-training in Romanian Bank S.A. for prevent the activity of money laundering and “Know Your customer’’ policy
-training in City Police of Bucharest for money laundering and fraud, fraud psihology and kind of bank offences
-participation in financial meetings for promotions and discussions about financial products of banks ;
-TMI Romania -customer service and sales course “Putting People First Program”
-training for financial analysis for finance SME’s with Mrs. Stuart White - member of CEO Opportunity Bank (Montenegro)
- participation at CAMEX exposition as exhibitor for asphalt plants

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Purpose: occupy a position within Your Company in accordance with my professional experience

-Ms. Mariana Tsoulia - ex Sales Manager for East Europe National Bank of Greece in present Manager in Mellon Group (grece) - 00306944781872
-Mrs. Moore P. John - Technical Director ACP TITAN LTD - UK
- Mrs. Stuart White - CEO Member Bank of Montenegro
-Ms. Diana Popescu - Unirea Branch Manager Romanian Bank member of NBG