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Charalambos Frangos is looking for a Accounting & Finance job in Nicosia;Larnaca, Cyprus.
Candidate Info
Name
Charalambos Frangos
Gender
Male
Marital Status:
Single
Children:
No children
Country Of Origin:
CYPRUS
Last Updated:
28/08/2006
Residence / Contact Details
Professional Experience
September 2004-Present
Lyons Mortgage Services, Inc.
Accounting Manager
Directly assist controller in preparation of monthly financial statements. Post journal entries, month-end accruals, payroll, accounts payable, accounts receivable and bank reconciliations. Calculation of profit on loans sold to investors and commissions to loan officers. Servicing construction and permanent loans. Generate reports for management and keep track of daily cash balances. Communicate with secondary market for accurate pricing and profitability on loans. Manage accounting department for sister company Lyons General Insurance Agency, Inc.
May 2004-September 2004
Lyons Mortgage Services, Inc.
Junior Underwriter/Loan Processor
Reviewed and analyzed income for borrowers through tax returns, evaluated their credit, assets and borrowing needs and matched them to appropriate loan programs. Ensured prospective borrowers met all Lyons’ investor and compliance guidelines. After evaluating all data, entered loans through automated underwriting engines to provide appropriate recommendations and approvals for borrowers. Continuous interaction with borrowers, processors and loan originators. Motivated and production-driven. Product knowledge includes conforming and non-conforming products for commercial and residential properties, construction, second mortgage products, and FNMA DU.
November 2003-May 2004
Lyons Mortgage Services, Inc.
Loan Officer/Loan Processor
Examined, evaluated, authorized and recommended approval of customer applications for residential and commercial real estate financing. Gathered and processed necessary documentation to put loans through Point Loan Origination System in preparation for underwriting review.
September 2003-November 2003
Genesis Securities, LLC
Proprietary Equity Trader
Generated profits by trading NASDAQ stocks with company’s capital. Mastered proprietary trading software, trading strategies and stock market complexities.
May 2003-July 2003
Central Printing Services
Project Manager
Worked with Adobe Acrobat, EDOX, and File MakerPro software. Scanned and edited gas station documentation for bidding purposes.
May 2003 (Contract) Radiant Research
Accounting Assistant
Audited revenues of the three most recent years in a diverse team and prepared reports for use by the finance director in acquisition procedures.
September 2001-December 2002
University of Texas at San Antonio, Library
Technical Staff Assistant I
Supervised lab area. Assisted students with projects and questions about software applications such as Excel, Power Point, Word, and Windows.
July-August 2001, 2000 and 1999
K.P.M.G.
Accounting Assistant (Summer Staff)
Supported auditing and tax departments. Analyzed and completed audit work papers of multiple firms. Posted end-of –month and adjusting journal entries. Maintained general accounts, and performed bank, creditors, and debtors’ reconciliations. Worked with database for the creation, and update of client accounts.
Lyons Mortgage Services, Inc.
Accounting Manager
Directly assist controller in preparation of monthly financial statements. Post journal entries, month-end accruals, payroll, accounts payable, accounts receivable and bank reconciliations. Calculation of profit on loans sold to investors and commissions to loan officers. Servicing construction and permanent loans. Generate reports for management and keep track of daily cash balances. Communicate with secondary market for accurate pricing and profitability on loans. Manage accounting department for sister company Lyons General Insurance Agency, Inc.
May 2004-September 2004
Lyons Mortgage Services, Inc.
Junior Underwriter/Loan Processor
Reviewed and analyzed income for borrowers through tax returns, evaluated their credit, assets and borrowing needs and matched them to appropriate loan programs. Ensured prospective borrowers met all Lyons’ investor and compliance guidelines. After evaluating all data, entered loans through automated underwriting engines to provide appropriate recommendations and approvals for borrowers. Continuous interaction with borrowers, processors and loan originators. Motivated and production-driven. Product knowledge includes conforming and non-conforming products for commercial and residential properties, construction, second mortgage products, and FNMA DU.
November 2003-May 2004
Lyons Mortgage Services, Inc.
Loan Officer/Loan Processor
Examined, evaluated, authorized and recommended approval of customer applications for residential and commercial real estate financing. Gathered and processed necessary documentation to put loans through Point Loan Origination System in preparation for underwriting review.
September 2003-November 2003
Genesis Securities, LLC
Proprietary Equity Trader
Generated profits by trading NASDAQ stocks with company’s capital. Mastered proprietary trading software, trading strategies and stock market complexities.
May 2003-July 2003
Central Printing Services
Project Manager
Worked with Adobe Acrobat, EDOX, and File MakerPro software. Scanned and edited gas station documentation for bidding purposes.
May 2003 (Contract) Radiant Research
Accounting Assistant
Audited revenues of the three most recent years in a diverse team and prepared reports for use by the finance director in acquisition procedures.
September 2001-December 2002
University of Texas at San Antonio, Library
Technical Staff Assistant I
Supervised lab area. Assisted students with projects and questions about software applications such as Excel, Power Point, Word, and Windows.
July-August 2001, 2000 and 1999
K.P.M.G.
Accounting Assistant (Summer Staff)
Supported auditing and tax departments. Analyzed and completed audit work papers of multiple firms. Posted end-of –month and adjusting journal entries. Maintained general accounts, and performed bank, creditors, and debtors’ reconciliations. Worked with database for the creation, and update of client accounts.
Qualifications
State of New York Insurance Department, Licensed Producer in Life, Accident and Health, March 2005
London Chamber of Commerce and Industry Examinations Board, Certified Accounting-Third Level, 1996
London Chamber of Commerce and Industry Examinations Board, Certified Accounting-Third Level, 1996
Skills
Goal-oriented with proven track record, exceptional analytical and computer skills and with strong ability to interpret financial statements.
Languages
English and Greek
Education
August 1998-December 2002
University of Texas at San Antonio
BBA in Accounting and Finance
Accounting G.P.A 3.00. Finance G.PA 3.43.
University of Texas at San Antonio
BBA in Accounting and Finance
Accounting G.P.A 3.00. Finance G.PA 3.43.
Interests
Member of Illinois CPA Society, May 2003 until June 2004.
Member of Hellenic Professional Society of Illinois, April 2003 until May 2004.
Member of R.I.C.H Investment Club, Fall 2001, Spring 2000
Member of Hellenic Professional Society of Illinois, April 2003 until May 2004.
Member of R.I.C.H Investment Club, Fall 2001, Spring 2000
